Almost 70% of Americans get a tax refund each year. Tax payments can be deposited into your account in many ways. Emerald Card is a known prepaid and reloadable card to receive your payment. If you don’t know how to put money on your H&R block emerald card. Read the article to know more details.
What is Emerald Card?
The Emerald Card by HR Block is a reloadable prepaid debit card to deposit tax refunds. It’s an easy process to get your funds anywhere instantly. You can use the Emerald card, anywhere Mastercard Card is accepted. Now it is easy to add money to Emerald credit cards from direct deposits like government benefits, payroll, unemployment, or loading a check through a mobile app. Also, if you link a bank account to Emerald, you can make transfers or add cash from reloading locations.
How to Qualify for Emerald Card?
To Qualify Emerald Card from HR Block, you have to visit any open H&R Block office with necessary documents like bank account information, Govt. ID, Passport, Social Security Number, etc. You will get help from Emerald Financial Services, LLC which is a subsidiary of H&R Block company. After completing the basic formalities, you will get a new Emerald Card issued by Metabank. If you are out of reach of the office, mail them to get the card, or please call 1-866-353-1266.
How Do I Activate My Emerald Card?
You must set up the account so you can control it before you can activate an Emerald Card. Go to the Emerald Card login page. Complete basic steps to view transaction history, balance monitoring, transfer funds or make payments between other Emerald accounts. You can manage your card regularly apart from using a login page, just by mobile app.
HR Block unveils the MyBlock Mobile app in iTunes and Google Play store. Using the app, you can manage your account. Remind that, it needs touch and facial recognition to recognize you as the original owner of the account. However, take a look back to activate Emerald Card.
- To activate Emerald Card, Call at Emerald Card helpline at 1-866-353-1266.
- Tell them your Emerald card’s last four digits.
- Then follow step-by-step instructions
Where Can I Reload My Emerald Card for Free?
After the complete sign-up process, you have full access to use it for a tax refund. Users can reload money for free from some common sources like Payroll, Govt. benefits, and cash checks. So, it might be easy to direct deposit and save money if you need. Rather, you can use a third-party fee-based service to reload your card or cash your check.
Not all reloading services are free, these retail locations require an additional fee to put money on your H&R Block Emerald Card. For example, if you use reload service from an authorized retail location, you have to pay $4.95. For check deposits, the fees vary from 2% to 4% depending on the type of checks. Here are a few recognized reloadable places to reload money on the HR Block Emerald card.
- Dollar General
- Family Dollar
- Office Depot
- Western Union
These are popular reloadable locations, you can go for. For many more locations, use MyBlock mobile app to find a particular location near you.
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What Information Do You Need to Put Money to H&R Block Emerald Card?
Emerald Card is a MasterCard issued by the HR block. It has several options to add money to the card. By using necessary information users can add money easily. Information you have to input such as-
- MyBlock App (optional)
- Routing number
- Account number
- Paper check
How to Put Money on Your H&R Block Emerald Card?
Tax preparers offer Emerald Card initially as a vehicle for users for tax refunds and other tax anticipation checks. Customers are enabled to use several ways to add money to this card.
1. Recognized Retailers
Some reputable retailers such as 7-Eleven, CVS/pharmacy, Dollar General, Family Dollar, Office Depot, Western Union, Walgreens, and Walmart accept Emerald cards to add money. Recognized retailers like 7-Eleven stores, can easily reload your card only for $1.95. Just swipe the emerald card, type the amount you want to deposit, enter the PIN code, then wait a few moments to deposit the amount successfully.
Money also can be deposited on Emerald cards at Office Depot, Dollar General, CVS, and Walgreens for a fee of $3.95. Of all retailers, only Walmart and 7-Eleven accept cash checking services. It allows cardholders to use cash from the check and then reload cards in a single location.
2. Western Union
There are almost 44000 western union locations in the USA. So, a great opportunity for Emerald Card holders to reload money easily. Users must fill up a prepaid service form, pay a full cash amount to be deposited, transaction fees, and an Emerald card at the Western Union agent location.
3. Official App
MyBlock is a free app specially built for Emerald Card deposits. Cardholders can easily deposit funds after taking pictures of the back and front parts of a check. This app supports personal checks, paychecks, tax returns, social security payments, etc. As I already mentioned before, the MyBlock app shows current balance, transaction history, cash rewards program, ATM and reload locations, etc. information.
4. Direct Deposit
Direct Deposit is the most secure and easy way of adding money to Emerald Card. Employees with Emerald cards can get deposited automatically on their cards. No additional fees are required for this.
5. MoneyPak Card
If the above methods can’t suit you, you can additionally take help from MoneyPak. It has almost 50000 retailers. Use any of the retailers to deposit funds and it will transfer to the MoneyPak website with a unique code on the MoneyPak card and Emerald card number.
6. Cash Reloads
You can also put money on your H&R Block Emerald Card by Cash or check reloads. It usually can be made instantly but requires a fee of up to $4.95 for each reload. It is important to note that reloadable fees may vary location by location.
7. Check Reload
By using the MyBlock mobile app, cardholders can load money through checks. This app is only available for Android and iOS. Check reloading takes 1 minute to 1 hour. The minimum reloadable fee is $2 and the maximum is 4% of the check amount. You can wait a few days and use a delay process to avoid fees.
8. Money Transfer
When you are searching for how to put money on your H&R block emerald card? Money transfer is a great option to do this. If you have a linked bank account with Emerald Card. You can transfer from the checking account to the card. It will take up to 5 days to complete. Once a transaction is confirmed as real, next time they will be made instantly. After your first money transfer, all future amounts will be made immediately.
9. Govt. Payment & Tax Refund
It takes a huge amount to take a Tax Return from the IRS (Internal Revenue Service) and Tax refund. Other govt. Payments like Stimulus payments need 1 to 4 weeks to deposit into your account. As soon as Govt. releases funds to H&R block, it will load to Emerald Card. There are no time and transaction limits for H&R block loading. It’s a common process of putting money on an Emerald Card.
H&R Block Emerald Card is a prepaid card for customers who get a tax refund. When you have an Emerald Card, you don’t need to use a bank to deposit money. I have explained several ways how to put money on your H&R block emerald card. You can use these platforms to reload money onto cards.
With over 3 years of financial experience, Hannah Edwards is the senior writer for All Finance Deals. She recommends research-based financial information about Transfer Money, Gift Cards and Banking. Hannah also completed graduation in Accounting from Harvard University.