Does a HELOC Affect Your Credit Score?

A Home Equity Line of Credit (HELOC) can indeed affect your credit score, primarily depending on how you manage the line of credit. Responsible use of a HELOC can potentially enhance your credit score, while mismanagement, such as late payments…

Does Car Insurance Cover Lightning Strikes?

Car insurance typically covers damage caused by lightning strikes under comprehensive coverage. This means if your vehicle is struck by lightning and sustains damage, your policy may help pay for repairs. However, the extent of this coverage can depend on…