Category Insurance

Can a Special Needs Trust Pay for Car Insurance?

Yes, a special needs trust (SNT) can pay for car insurance under certain circumstances, specifically when such payments are necessary for the beneficiary’s health and mobility. Special needs trusts are designed to assist individuals with disabilities while preserving their eligibility…

**Can Labiaplasty Be Covered by Insurance?**

Many health insurance plans do not cover labiaplasty, as it is often considered a cosmetic procedure. However, in certain cases, such as when it addresses medical concerns like pain or discomfort, coverage may be possible. This article will explore the…

Are Sea Walls Covered by Homeowners Insurance?

Homeowners insurance typically does not cover sea walls, as they are often considered a type of flood protection rather than a standard structural element. This distinction is critical for coastal property owners who may assume that their homeowners insurance would…