Technology evolves even more as the world keeps evolving with every passing minute. With the help of modern technology, shopping online has become much easier and more popular among users. Back in the time, it was almost unimaginable to think about purchasing your desired items while sitting at home. But, after the Covid-19 pandemic, it has become the norm. For payment methods, many online stores that accept echecks without PayPal since it is less common than it used to be. In this article, we will discuss more on this matter.
How Does E-Checks Work?
Everything is electronically operated in the digital world, so e-checks are the digital version of paper checks. These checks can also be called online or internet checks because they are on e-commerce websites.
- The e-checks transfer funds from the customer’s account to the merchant’s checking account using an Automated Clearing House network.
- For the purchase to be processed, the customer needs to accept the terms and conditions of the website beforehand.
- Using the e-check will not ask you to pay additional fees, so it is a good alternative for making payments.
List of Online Stores That Accept eChecks Without PayPal
Some people want to go to the stores that let you check through the PayPal platform for various goods and services because it is more convenient for them. However, other stores do not accept PayPal as the payment gateway, even though you can still use e-checks for making payments. Here are names of some of the online stores that accept e-checks without PayPal.
1. Nordstrom
Nordstrom is known for offering seasonally unique and exciting offers in their online and retail stores. You can avail of the offers from the local store or online, depending on whichever suits you. While making the payment for your purchases, you can use e-checks in their online stores.
In the payment gateway, you must fill in the electronic check number of your card’s issuing bank so your payment can be successful. Once your invoice is settled, the store will start processing your order, and you will notice shipment updates, which might take some time, which could be some hours or up to days.
2. Dell
If you are searching for the best online or retail stores that sell trusted computers or laptops, then Dell is the one you are looking for. Dell is one of the top choices for computer stores because they offer a wide range of laptop or desktop computers that customers commonly search for.
When you reach the payment part, you will find the e-checks option. They will ask for your routing and personal e-check numbers to start the payment process. Once the payment is cleared, the order starts being processed.
3. East Bay
This store is known for offering a wide range of sports equipment, clothing items, footwear and various other products. They also have an online store where they accept e-check payments without PayPal. You can also avail of special deals on specific products when you use their e-check payment method.
In some of their stores, sometimes they limit the number of payments which can be made using e-checks. In those cases, the e-check is not allowed to succeed $500. You also need to send the e-check immediately or within two weeks of placing the order; otherwise, it will get rejected.
4. Amazon
Almost everyone in this world has heard of the Amazon online store because of the number of products they carry in their store. You will find almost any product of good quality and affordable price point. Amazon is an online store that accepts online e-checks as a payment method.
Your checking account needs to be added to your Amazon account, and follow the steps to make the payment on the platform. However, the amounts of checks are limited, and you should stay within them, making you lose the products you bought.
5. Vistaprint
For top-quality marketing products, you can visit Vistaprint for some alternative products. Professionals working in the field, such as business owners or website owners, will find some fantastic products on this website. Users also find this site favorable as they accept Mastercard, Visa, American Express, or any paper checks in the form of e-checks on their online stores. To use the e-check payment method, you must write the checking account number of your card’s issuing bank.
How to Make e-Check Payments Without Payment on Online Stores Safely?
When dealing with money in online stores, you must be extra careful of the website or bank account you are sending money with checking account in because many frauds are waiting to scam you. Here are some tips to prevent that from happening.
Avoid making purchases on public Wi-Fi networks
Your network connection is not secure when the Wi-Fi is public, making it easier to steal the data. The information you may have added to any website can easily be stolen.
Trusted stores
Make sure that the store you are making payments to is trusted and not ready to scam you. It is always a good idea to buy products from well-known brands, not those advertised on random sites.
Check reviews
If the reviews are bad and the store seems shady, you should leave that page before making any payments for your safety. Reading the comments of some of the previous buyers of that store will give you a clear view of whether to trust that page.
Final Words
E-checks are ubiquitous, so it’s easy to discover online stores that accept echecks without PayPal because e-checks are very common. People purchase online because it’s more convenient and saves time. It’s a crime not to use the internet’s present features. However, you should always ensure that you trust the correct person with your money; otherwise, it will not end well for the customer. There are a lot of scammers on the internet trying to steal from you, and for those reasons, it is always a good idea to stay cautious.
Frequently Asked Questions.
Why did PayPal lose its popularity?
As the other competitors are growing, PayPal lost most of its customers because of its slow growth compared to the others in the same market. After the pandemic hit, their stocks have also fallen a lot, making them lose even more customers.
Which other trustworthy online stores accept e-checks without PayPal?
Some of the other well-known online stores that accept e-checks without PayPal are: eBay, QVC, Smart Bargains, Walmart, Wayfair, Samsung, Cabela’s, Foot Locker, Oriental Training, Appliances connection, and Fry’s Electronics. There are a lot more names on the list.
Can you use PayPal to deposit an eCheck?
Deposit Services, such as direct deposit, deposit to a debit card, or deposit to PayPal, are provided to recipients of eCheck payments who require instant access to their money.
Do e-Checks get paid right away?
e-Check processing times vary. E-Checks take 3–5 business days to clear. The customer’s bank must authorize ACH payment requests before they’re processed. The merchant’s bank may hold the cash for 24 hours while it undertakes security checks.
Does Walmart accept eChecks?
WalMart.com has started accepting electronic checks for payment through Certegy Inc. It is one of the first online mass merchants to accept e-checks.
