If you have thyroid cancer, you may still be able to purchase life insurance, but it will depend on several factors including the type and stage of cancer, treatment history, and overall health. Many insurance companies understand that thyroid cancer,…
Yes, you can buy a duplex with an FHA loan, provided you intend to occupy one of the units as your primary residence. FHA loans are specifically designed to encourage homeownership, including for multi-family properties, making them a viable option…
Understanding how hard inquiries impact your credit score is crucial for maintaining good financial health. Typically, hard inquiries can affect your credit score for up to two years, but their influence diminishes over time. As you navigate the world of…
Prequalification generally does not impact your credit score because it typically involves a soft inquiry, unlike a hard inquiry which can affect your score. This means that you can get an idea of your borrowing potential without the worry of…
Soft credit checks do not affect your credit score. This article will clarify what soft credit checks are, how they differ from hard inquiries, and why it is crucial to understand their impact on your financial health. By the end…
The short answer is yes, medical bills can affect your credit score, especially if they go unpaid and are sent to collections. Understanding how medical debt interacts with your credit can help you manage your finances better and prevent negative…
Transferring money to Canada can be done efficiently through various methods tailored to your needs for speed, cost, and convenience. This comprehensive guide will explore the best options available for sending money to Canada, ensuring you make an informed decision…
Understanding the cost of medical malpractice insurance in South Carolina is crucial for healthcare professionals. On average, rates can range from $10,000 to over $30,000 annually, depending on various factors such as specialty, coverage limits, and claims history. The nuances…
Backdating auto insurance is generally not allowed, as insurance policies are designed to start on the date they are purchased. However, there may be rare exceptions depending on the insurance provider and specific circumstances. Understanding the nuances of backdating can…
Yes, a VA loan can have a cosigner, which can significantly enhance your chances of approval if you do not meet the standard eligibility requirements on your own. However, there are specific guidelines and responsibilities that come with having a…
Hard credit inquiries typically impact your credit score for about two years, with the most significant changes occurring within the first few months following the inquiry. Understanding the mechanisms behind hard inquiries and their implications can empower consumers to manage…
Medical collections can indeed negatively impact your credit score, but the degree of that impact may differ based on several factors. Understanding how medical debts are treated by various credit scoring models is essential for safeguarding your financial health. This…