Category Insurance

Does Gap Insurance Cover Hail Damage?

Gap insurance does not typically cover hail damage as it is primarily designed to protect you from the financial gap between your car’s actual cash value and the amount you owe on your auto loan. Specifically, gap insurance comes into…

Is Insurance Fraud Considered a Federal Offense?

Insurance fraud is indeed considered a federal offense in many cases, especially when it involves interstate commerce or federal insurance programs like Medicare or Medicaid. This classification underscores the serious nature of insurance fraud, which not only undermines the integrity…

Is Insurance Cheaper for a New Car?

When it comes to insuring a new car, the answer is generally yes—insurance can be cheaper, but it depends on several factors. New cars often come with advanced safety features and manufacturer incentives that can lead to lower premiums. However,…

Does Full Coverage Insurance Cover DUI Accidents?

Full coverage insurance typically does not cover accidents that occur while driving under the influence (DUI). Most insurance policies explicitly include exclusions for illegal activities, meaning that if you are involved in an accident while intoxicated, you may be held…

Is Holistic Dentistry Covered by Insurance?

Holistic dentistry is often not covered by traditional insurance plans, as it typically focuses on alternative treatments that may not align with standard dental practices. However, some holistic dentists may accept insurance or provide documentation for reimbursement. Understanding the intricacies…