Category Insurance

Does Home Insurance Cover Garage Doors?

Home insurance typically covers garage doors, but the specifics can vary based on your policy. Generally, if the garage door is damaged due to a covered peril—such as fire, vandalism, or severe weather—it is likely to be included in your…

Does Home Insurance Cover Chimney Repairs?

Home insurance may cover chimney repairs, but it largely depends on the circumstances surrounding the damage. Generally, if the chimney damage results from a covered peril, such as fire, storms, or vandalism, your policy may assist with the costs. Understanding…

**Is Driving Without Insurance a Misdemeanor?**

Driving without insurance is indeed considered a misdemeanor in many jurisdictions, leading to legal penalties. Most states require drivers to maintain a minimum level of insurance coverage, and failing to comply can result in significant legal repercussions. This article will…

Is IPL for Dry Eyes Covered by Insurance?

In most cases, Intense Pulsed Light (IPL) therapy for dry eyes is not covered by insurance. This treatment is often considered elective or cosmetic, leading many insurance plans to exclude it. However, coverage can vary based on individual policies and…

Does Health Insurance Cover Breast Augmentation?

Breast augmentation is typically not covered by health insurance because it is classified as a cosmetic procedure. However, there are notable exceptions where coverage may be applicable, particularly when the surgery is deemed medically necessary due to specific health conditions.…

Is IOP Covered by Insurance? Key Insights You Need

Determining whether Intensive Outpatient Programs (IOP) are covered by insurance can be complex. Generally, many insurance plans do cover IOP services, but the extent of coverage can vary significantly based on your specific policy and provider. Understanding the nuances of…

Does Health Insurance Cover ATV Accidents?

Many health insurance plans do cover ATV accident injuries, but coverage can vary widely depending on the specific policy and circumstances of the accident. Typically, health insurance addresses ATV-related injuries under general accident coverage, yet the extent of this coverage…