Category Insurance

**Is Botox for TMJ Covered by Insurance?**

Botox for TMJ (temporomandibular joint disorder) is not typically covered by insurance, as it is often considered a cosmetic treatment rather than a medical necessity. However, coverage can vary based on individual insurance plans and specific circumstances. Understanding the nuances…

Do You Need Vision Insurance for a Newborn?

Vision insurance for a newborn is not typically necessary, as routine eye exams are generally recommended after the first year. However, considering your family’s health history and potential eye issues can impact this decision significantly. As parents, understanding the stages…

Is Boat Insurance Required in Texas?

Boat insurance is not legally required in Texas, but it is highly recommended. While the state does not mandate boat insurance like it does for motor vehicles, having coverage can shield you from substantial financial losses in the event of…

Is Boat Insurance Required in Tennessee?

Boat insurance is not legally required in Tennessee, but it is highly recommended for boat owners. While the state does not impose mandatory insurance laws for personal watercraft, having coverage offers significant financial protection against accidents, theft, and liability claims.…