Boat insurance generally does not cover a blown engine unless specific conditions are met. Understanding the intricacies of your policy is essential for boat owners to determine if engine failure is included. In this article, we will explore the circumstances…
Collision insurance is not required by law in Florida, but it is highly recommended for vehicle owners. This type of insurance coverage can help protect you financially in the event of an accident. Although Florida mandates certain minimum insurance requirements,…
Understanding whether boat insurance covers a blown engine can be crucial for boat owners. Generally, standard boat insurance policies do not cover mechanical failures like a blown engine. However, this can vary depending on the policy and additional coverage options…
Many insurance plans do not cover bionic smile procedures, but it ultimately depends on the specific policy and provider. The bionic smile, which incorporates advanced dental technologies and aesthetic enhancements, represents a growing trend in cosmetic dentistry. As patients consider…
Cold laser therapy may be covered by insurance, but coverage can vary widely depending on the specific insurance plan and the medical necessity of the treatment. Understanding the nuances of insurance coverage for cold laser therapy is essential, as it…
While auto insurance policies can vary widely, most standard auto insurance plans do not cover accidents that occur while driving under the influence (DUI). This lack of coverage can leave drivers facing significant financial liability for damages incurred during such…
Chiropractic care is generally covered by auto insurance in Tennessee, particularly if the treatment is deemed necessary following an accident. This coverage primarily stems from provisions within personal injury protection (PIP) and medical payments coverage (MedPay) included in many auto…
Drunk driving accidents typically are not covered by auto insurance, especially if the insured was convicted of DUI. Most insurance policies contain specific exclusions for illegal activities, which include operating a vehicle under the influence of alcohol or drugs. This…
Cognitive Behavioral Therapy (CBT) is often covered by insurance, but coverage can vary based on your plan and provider. Understanding the nuances of your insurance policy can help ensure that you receive the mental health support you need without incurring…
If you have an accident while driving a work vehicle, it can potentially affect your personal insurance. The specifics depend on various factors including the nature of your insurance policies, the circumstances of the accident, and whether you were using…
Many dental insurance plans do not cover Cone Beam Computed Tomography (CBCT) scans because they are often considered a specialty imaging service. However, coverage can vary significantly depending on the specific insurance provider and the patient’s dental needs. Understanding the…
Utility trailers generally do not require insurance like vehicles do, but having coverage is strongly recommended for protection against potential damages or losses. While it may seem unnecessary at first glance, insuring your utility trailer can safeguard you from financial…