Tag pre-approval impact

Credit Score

Do Multiple Pre-Approvals Affect Your Credit Score?

Multiple pre-approvals can have a minor impact on your credit score, but the effect is temporary and varies based on how they are processed. While pre-approval is a valuable tool for gauging your borrowing capacity, understanding its implications on your…

Hannah Edwards
January 30, 2026

Credit Score

Does Pre-Approval Impact Your Credit Score?

Understanding whether pre-approval affects your credit score is crucial for potential borrowers. The quick answer is that obtaining pre-approval generally results in a soft inquiry, which does not impact your credit score. However, it’s essential to understand the nuances involved…

Hannah Edwards
January 8, 2026