Tag credit profile enhancement

Credit Score

Does PayPal Pay Later Affect Your Credit Score?

PayPal Pay Later does have the potential to affect your credit score, primarily depending on how you manage your payments. Properly utilizing this service can enhance your credit profile, while mismanagement can lead to detrimental impacts. In this article, we…

Hannah Edwards
February 26, 2026

Credit Score

Does Increasing Your Credit Limit Affect Your Credit Score?

Increasing your credit limit can have a positive impact on your credit score, provided it’s managed wisely. By lowering your credit utilization ratio and demonstrating responsible credit behavior, a higher limit can enhance your overall credit profile. However, the effects…

Hannah Edwards
January 11, 2026