Can an SBA Loan Be Discharged in Bankruptcy?

The direct answer is that SBA loans are generally not dischargeable in bankruptcy, as they are backed by the government and considered priority loans. However, there are specific circumstances where discharge may be possible. Understanding the intricacies of SBA loans…

Does an Inquiry Affect Your Credit Score?

Yes, inquiries can affect your credit score, but the impact depends on the type of inquiry and your overall credit profile. Understanding the nuances of credit inquiries is essential for anyone navigating the world of credit. While hard inquiries can…

Best Money Transfer Apps from USA to India

Sending money from the USA to India has never been easier, thanks to several reliable money transfer apps. The best options include TransferWise (now known as Wise), Remitly, and Xoom, which offer competitive exchange rates, low fees, and user-friendly interfaces.…

Can a Felon Get a Mortgage Loan? Here’s What to Know

Obtaining a mortgage loan as a felon is possible, but it can be challenging due to stricter lending criteria. Many lenders evaluate applicants on a case-by-case basis, considering various factors beyond just criminal history. Understanding these nuances can help felons…

Can Klarna Impact Your Credit Score?

Understanding how Klarna affects your credit score is crucial for anyone considering using this payment option. In short, yes, Klarna can influence your credit score, primarily through credit inquiries and payment history. This payment solution offers flexibility that can be…