Yes, you can purchase Kohl’s gift cards using a Kohl’s credit card, which allows you to earn rewards on your spending. This convenient option not only facilitates gifting for your friends and family but also maximizes your rewards potential, helping you save more on future purchases. In this article, we’ll delve into the process of buying gift cards with your Kohl’s credit card, discuss the benefits, address common misconceptions, and provide practical tips to enhance your shopping experience.
Understanding Kohl’s Credit Card Usage

The Kohl’s credit card is a versatile financial tool that offers a variety of benefits for shoppers, particularly when it comes to maximizing rewards. One of the key advantages is that you can use your Kohl’s credit card for various purchases, including gift cards. This means that every time you buy a gift card, you’re not just selecting a thoughtful present for someone else, but you’re also earning rewards points and Kohl’s Cash. The rewards program allows cardholders to accumulate points that can lead to significant savings on future purchases, making it an attractive option for regular shoppers.
Additionally, utilizing your Kohl’s credit card for such transactions can be beneficial during sales or promotional periods, as certain events may offer heightened rewards opportunities or special discounts exclusively for credit card holders.
Purchasing Gift Cards in Store

Buying gift cards in-store at Kohl’s is a straightforward process. Gift cards are readily available at all Kohl’s locations, making them an accessible option for shoppers. To purchase a gift card using your Kohl’s credit card, simply visit a Kohl’s store, select the desired gift card amount, and present your Kohl’s credit card at the checkout.
It’s important to note that the purchase amount will be charged directly to your credit card, allowing you to accumulate rewards points. This method also ensures that you can easily track your spending, helping you stay within your budget while still treating your loved ones. Furthermore, in-store purchases often grant you immediate access to your gift card, which is ideal for last-minute gifting scenarios.
Online Gift Card Purchases
If you prefer the convenience of shopping from home, you can also buy gift cards on Kohl’s website using your Kohl’s credit card. The process is simple: navigate to the gift card section of the site, select the type and amount of gift card you want, and proceed to checkout. Make sure you are logged into your Kohl’s account before making the purchase to ensure that you earn points on your transaction.
Additionally, online purchases may provide access to exclusive online promotions or discounts during certain sales events. This can further enhance your rewards potential, especially if combined with other purchases made during the same transaction.
Benefits of Using Kohl’s Credit Card for Gift Cards
Using your Kohl’s credit card to purchase gift cards comes with several key benefits. Firstly, you earn rewards points on gift card purchases, which can be redeemed for discounts on future shopping trips. This creates a cycle of savings, as the points accumulated can lead to more affordable purchases down the line.
Moreover, Kohl’s frequently runs promotions that are exclusive to credit card holders, such as bonus points events or special discounts during holiday seasons. By making gift card purchases with your Kohl’s credit card, you can take full advantage of these offers, ensuring that your spending yields maximum benefits. Additionally, having a credit card allows for more flexibility in budgeting and spending, particularly during peak shopping seasons.
Common Misconceptions
There are several misconceptions regarding the use of Kohl’s credit card for gift card purchases that can lead to confusion among shoppers. One prevalent myth is that gift card purchases do not earn rewards points. This is incorrect; all purchases made with a Kohl’s credit card, including gift cards, contribute to your rewards balance.
It’s essential to clarify this point, as many shoppers may miss out on the opportunity to earn points simply due to a misunderstanding. Understanding the rewards structure can significantly enhance your shopping strategy, allowing you to fully benefit from the card’s offerings. Moreover, some may believe that gift cards can easily be returned if the recipient doesn’t want them, but it’s important to note that most retailers, including Kohl’s, categorize gift cards as non-refundable items.
Tips for Maximizing Your Rewards
To get the most out of your Kohl’s credit card while purchasing gift cards, consider the following strategic tips. First, take advantage of promotional events, such as Kohl’s Cash redemption periods or seasonal sales, to enhance the value of your purchases. Using your Kohl’s credit card during these events can lead to extra savings, as you can earn more points on your spending.
Another effective strategy is to combine purchases to reach minimum spending thresholds. For instance, if you’re planning to buy several gift cards or additional items, try to consolidate them into a single transaction. This approach not only minimizes the number of transactions but also helps you accumulate rewards points more quickly, potentially unlocking bonus rewards.
Frequently Asked Questions
Can gift cards be returned? Generally, gift cards are non-refundable. This policy is standard across most retailers, including Kohl’s, so it is crucial to ensure that the recipient will appreciate the gift card choice.
Is there a limit on how many gift cards can be purchased at once with a credit card? While there is typically no strict limit on the number of gift cards you can purchase, it’s advisable to check with the store’s policy or inquire with a sales associate to confirm any specific restrictions.
In summary, you can easily buy Kohl’s gift cards with your Kohl’s credit card, which allows you to earn rewards while shopping. This approach not only enables you to treat others but also enhances your savings on future purchases. By understanding the benefits and employing strategic purchasing techniques, you can make the most of your shopping experience at Kohl’s. Explore Kohl’s offerings today and enjoy the added rewards potential that comes with using your Kohl’s credit card for gift card purchases!
Frequently Asked Questions
Can you buy Kohl’s gift cards using a Kohl’s credit card?
Yes, you can purchase Kohl’s gift cards using a Kohl’s credit card. When you’re at the checkout, whether online or in-store, simply select your Kohl’s credit card as your payment method. This allows you to earn rewards and discounts associated with your Kohl’s card while gifting or using the gift card for future purchases.
What are the benefits of using a Kohl’s credit card to buy gift cards?
Using a Kohl’s credit card to purchase gift cards offers several benefits. First, you can earn Kohl’s Cash and rewards points on your purchase, which can be redeemed during future transactions. Additionally, using the credit card can help you accumulate points towards future discounts, making it a strategic choice for frequent Kohl’s shoppers.
Are there any restrictions when buying Kohl’s gift cards with a Kohl’s credit card?
While you can use a Kohl’s credit card to buy gift cards, there may be some restrictions on the amount or type of gift cards available for purchase. For instance, Kohl’s may limit the purchase of gift cards to certain denominations or require that they are used for in-store purchases. It’s always a good idea to check the terms and conditions or inquire with customer service for any specific limitations.
How can I buy a Kohl’s gift card if I don’t have a Kohl’s credit card?
If you don’t have a Kohl’s credit card, you can still buy a Kohl’s gift card using other payment methods such as a debit card, cash, or a different credit card. Simply visit the Kohl’s website or any Kohl’s store, select your desired gift card amount, and proceed to checkout with your preferred payment method.
Why should I consider buying Kohl’s gift cards for others?
Buying Kohl’s gift cards is a great gifting option because it allows the recipient to choose their own items, ensuring they get something they truly want or need. Additionally, Kohl’s frequently offers promotions on gift card purchases, such as discounts or bonus rewards, making it a thoughtful and potentially cost-effective gift choice for any occasion.
References
- https://www.kohls.com/customer-service/gift-cards.jsp
- https://www.kohls.com/customer-service/credit-card.jsp
- https://www.kohls.com/customer-service/faq.jsp
- https://www.reuters.com/article/us-kohls-idUSKBN2A10E4
- https://www.nytimes.com/2021/05/19/business/retail/kohls-credit-card.html
- https://www.businessinsider.com/kohls-credit-card-benefits-2021-5
- https://www.thebalance.com/kohls-store-credit-card-review-960018
- ConsumerReports.org – Page not found error – Consumer Reports
- https://www.creditcards.com/credit-card-news/kohls-credit-card-review/



