Tag managing credit score

Credit Score

What Does Your Credit Score Start At? Understanding the Basics

Your credit score typically starts at 300, which is the lowest possible score in the FICO scoring model. Understanding this baseline is crucial for anyone looking to manage their financial health effectively. Your credit score can fluctuate based on various…

Hannah Edwards
January 15, 2026

Credit Score

Does Affirm Affect Your Credit Score? Key Insights

Using Affirm for financing can indeed impact your credit score, both positively and negatively, depending on how you manage your payments. Affirm offers consumers a way to finance purchases through installment payments, which can help with budgeting but may also…

Hannah Edwards
January 13, 2026