Tag financial protection

Does Umbrella Insurance Cover Professional Liability?

Umbrella insurance does not typically cover professional liability claims, as these two types of insurance serve different purposes. Umbrella insurance provides additional liability coverage that kicks in when the limits of your standard policies are exhausted, while professional liability insurance…

Does Home Insurance Cover Oil Tank Leaks?

Home insurance generally does not cover oil tank leaks unless specific coverage is included in the policy. Most standard policies classify oil tank leaks as maintenance issues, which means homeowners may need to seek additional coverage options or endorsements. Understanding…