Tag credit reporting changes

Credit Score

Can Medical Debt Impact Your Credit Score in 2025?

Yes, medical debt can impact your credit score in 2025, but recent changes in reporting practices aim to reduce this effect. While unpaid medical bills may still lead to negative credit reporting, new guidelines provide consumers with protections and opportunities…

Hannah Edwards
January 23, 2026

Credit Score

Does Medical Debt Affect Your Credit Score?

Yes, medical debt does affect your credit score, but its impact is nuanced and shaped by various factors. While unpaid medical bills can lead to collections and potentially lower your credit score, recent changes in credit reporting practices have altered…

Hannah Edwards
January 17, 2026