Tag credit inquiries explained

Credit Score

Does a Credit Application Impact Your Credit Score?

Applying for credit does affect your credit score, but the impact varies depending on the type of application and your overall credit history. Understanding the nuances of how credit applications influence your score can help you make informed decisions about…

Hannah Edwards
February 27, 2026

Credit Score

Does a Hard Credit Check Affect Your Score?

A hard credit check can temporarily lower your credit score by a few points, but the impact is typically minor and short-lived. Understanding how hard inquiries influence your credit score is essential for managing your financial health effectively. In this…

Hannah Edwards
January 20, 2026