Tag credit card impact

Credit Score

Does Opening a Credit Card Affect Your Credit Score?

Opening a credit card can affect your credit score, often causing a temporary drop initially due to a hard inquiry. However, if managed responsibly, having a credit card can also help improve your score over time by increasing your credit…

Hannah Edwards
February 5, 2026

Credit Score

Does Opening a Credit Card Affect Your Credit Score?

Opening a credit card can indeed affect your credit score—both positively and negatively. The impact largely depends on how you manage the card and your overall credit behavior. This article will delve into the nuances of how applying for a…

Hannah Edwards
January 3, 2026