Tag collections effect

Credit Score

Do Gym Memberships Affect Your Credit Score?

While gym memberships themselves do not directly affect your credit score, certain situations related to them can have an impact. For instance, if you fail to make payments or if your membership is sent to collections, it could negatively influence…

Hannah Edwards
January 28, 2026

Credit Score

Do Medical Bills Affect Your Credit Score?

Understanding how medical bills impact your credit score is crucial for financial health. Generally, unpaid medical bills can negatively affect your credit score if they are sent to collections. When medical debt is handled correctly, it may not harm your…

Hannah Edwards
January 21, 2026