Insurance companies frequently employ private investigators, particularly in cases involving suspicious claims or potential fraud. The use of these professionals can occur at various stages of the claims process, depending on the nature and complexity of the claim. This practice…
Yes, insurance adjusters can often estimate the age of damage by examining various indicators, but they cannot provide an exact timeline. Their assessments rely on a combination of physical evidence, environmental factors, and their professional experience. Understanding how adjusters evaluate…
Home insurance typically covers gutters if they are damaged due to specific perils like storms or falling trees. However, coverage may vary based on the policy and the cause of damage. Homeowners should understand the nuances of gutter coverage to…