Comment transférer de l'argent de Venmo vers un compte bancaire

As the old adage 'money makes the world go round' still rings true, you're probably keen to get your Fonds Venmo into your bank account. You've received payments from friends or clients, and now it's time to transfer that money to a more stable haven. But, if you're new to Venmo, you might be wondering where to start. You'll need to lier votre compte bancaire, choose a méthode de transfert, and confirm the details – but which method is best for you? That's where things can get tricky, and an essential decision awaits.
Open Your Venmo Account
To initiate a transfer from Venmo to your bank account, you'll need to start by opening your compte Venmo on the application mobile or website. Make sure you're using a connexion Internet sécurisée and a device you trust. You can access Venmo's mobile app on your smartphone or tablet, or log in to the website on your computer. Once you've opened the app or website, enter your identifiants de connexion, including your email address, phone number, or username, and password. If you have two-factor authentication (2FA) enabled, you'll also need to enter the verification code sent to your phone or email. After logging in successfully, you'll be taken to your Venmo account dashboard.
Link a Bank Account
Linking a bank account to your Venmo profile is necessary to transférer des fonds, so you'll need to add your bank account information if it's not already connected. You can do this by going to the 'Settings' or 'Account' section in the Venmo app or website. Select the option to add a bank account, and you'll be asked to enter your bank's numéros de routage et de compte. This information is protected and stored securely by Venmo. Once you've entered your bank account information, Venmo will verify it with your bank. Ce processus de vérification guarantees that you're the owner of the account and helps prevent unauthorized access. After verification, you'll be able to use your linked bank account to transfer funds from Venmo.
Maintenant que votre compte bancaire est lié et vérifié, vous pouvez initier un transfert by steering to the options de transfert dans le Application Venmo or website. To do this, first, open the Venmo app on your mobile device or navigate to the Venmo website on your computer. Next, log in to your Venmo account using your credentials. Once logged in, click on the 'Me' tab, usually represented by a person icon, and then tap on the 'Settings' gear icon. Scroll down to the 'Modes de paiement' section. You'll see your linked bank account listed. Locate the 'Transfer' option nearby. This option will allow you to move funds from your Venmo account to your bank account. Verify you're in the correct section to proceed.
Select Transfer to Bank
Selecting the 'Virement bancaire' option will initiate the process of moving funds from your compte Venmo à votre compte bancaire lié. You'll find this option in the Venmo app's menu, usually represented by a dollar sign or a 'Transfer' button. Once you tap on it, you'll be taken to a screen that displays your solde disponible and any pending transactions. Confirm you have sufficient funds in your Venmo account to avoid échecs de transfert. Before proceeding, verify that your bank account is correctly linked and confirmed. This step guarantees that the transfer is sent to the correct account, reducing errors and potential security risks. By selecting 'Transfer to Bank', you're instructing Venmo to prepare the transfer, which will be completed once you finalize the remaining steps.
Choose Transfer Method
Once you've initiated the transfer process, you'll need to choose a transfer method that determines how quickly the funds are deposited into your bank account. You have three options: Standard, Instant, and Same Day. Here's a breakdown of each:
Méthode de transfert | Temps de transfert | Frais |
---|---|---|
Standard | 1 à 3 jours ouvrables | Gratuit |
Instantané | En quelques minutes | 1,5% du montant du transfert |
Le jour même | Same day, if initiated before 7pm ET | 1,5% du montant du transfert |
Standard (weekends) | 2-4 business days | Gratuit |
Instant (large transfers) | En quelques minutes | 1.5% of transfer amount, capped at $25 |
Choose the transfer method that best fits your needs, considering both speed and fees.
Confirmer les détails du transfert
After choosing your transfer method, you'll need to review and confirm the transfer details to guarantee the funds are deposited correctly into your bank account. It's important to double-check the information to avoid errors or delays. Here are the key details to verify:
- Montant du transfert: Confirm the amount you're transferring is correct.
- Destination bank account: Verify that the recipient bank account is accurate.
- Méthode de transfert: Ensure that you've selected the desired transfer method (e.g., instant or standard).
- Fees and estimated arrival time: Review any applicable fees and the estimated arrival time of the funds.
Surveiller l'état du transfert
To guarantee your transfer is completed successfully, you'll need to monitor its status. Tu peux vérifier l'état of your transfer in the Venmo app or website. Once you've initiated the transfer, you'll receive an email from Venmo with a confirmation de la transaction. In the Venmo app, go to the 'Me' tab and tap on 'Transfer' to view the status of your transfer. If the transfer is still processing, you'll see a 'Processing' status. If the transfer is complete, you'll see a 'Complete' status. Keep an eye on your bank account to ascertain the funds are deposited correctly. If you encounter any issues, contact Venmo support for assistance. By monitoring your statut de transfert, you can respond quickly to any errors or delays, assuring your funds are transferred safely.